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Week of March 3, 2003

Front Page

Housing and Economics

* Spotlight on: Atlanta

Housing Politics

* Homeownership Tax Credit Off to Quick Start
* HUD Secretary Martinez Announces Housing Initiatives
* Builders Support Simplifying Home Buying Process
* Health Plan Bill a Shot in the Arm for Small Business

Housing Finance

* Builders Push for Secondary Market for AD&C Loans

Housing Forum

* It's Time for Local Housing Regulations to Give Working Families a Break

Business Management

* Document Your Job Site With Digital Pictures
* Learn From the Big Boys
* Good Job Descriptions Improve Work Performance

Multifamily

* Apartments Expanding the American Dream

Legal Issues

* Q&A: The Nitty Gritty About Construction Defect Legislation

Construction Safety

* Good Records Avoid OSHA Citations
* Steele Appointed to Crane And Derrick Rulemaking Committee

Smart Growth

* Smart Growth Effort Delivering Dividends

Environment

* Wanted: Accounts of Wetlands
* Confusion Over Storm Water Compliance Imminent

Membership Dividends

* Higher Storm Water Control Costs Averted

Building News Coast To Coast

Association News & Events

* NAHB and Bob the Builder™ Promote Child Safety
* Florida Builders Win Community Service Award

NBN Back Issues

 

It's Time for Local Housing Regulations to Give Working Families a Break

If local and state governments are truly concerned about a growing shortage of affordably priced housing in their communities, there is far more that they can do than cobbling together inadequate subsidy programs for home owners and renters with low and moderate incomes. By taking a look at the impact of their building regulations on housing costs, they may discover that they themselves are a major source of the affordability problem.

Of course, not every jurisdiction needs to clean out its regulatory underbrush. Where local government hasn’t intruded into the housing marketplace, ordinary working families can still afford to buy or rent a home at a price that doesn’t bust the household budget. There are even parts of California, a state notorious for its sky-high housing costs, that are still able to accommodate the housing needs of a growing population.

But in cities like San Jose, a modest bungalow suitable for a first-time home buyer can cost a whopping $1 million because the housing supply hasn’t kept up with demand. School teachers, police officers, firefighters, grocery store clerks and the many others who keep the community going have to compete with information technology whiz kids, publishing tycoons and movie stars for the limited housing that is available. Guess who wins, and guess who gets stuck in horrendous traffic each day commuting between jobs and housing that only becomes affordable when it is a long distance away?


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The nation’s most expensive housing markets haven’t actually run out of land. What they have run out of is their commitment to provide housing for their citizens. Too often, “open space” laws are putting land off limits for residential development. Environmental laws give priority to butterflies and fairy shrimp over human beings who need a place to live. Zoning ordinances only allow new homes to be built on huge lots to limit the number of new residents who can move into an area. Urban growth boundaries artificially inflate land values within the boundaries where development is allowed. And restrictions attempt to run multifamily housing development out of town.

Looking down from an airplane on the American landscape passing below provides an impressive view of our sprawling land resources. There’s still plenty of room for the buffalo to roam and for the deer and the antelope to play. Unfortunately, the parts of the country where economic growth is strongest are concentrated into a small geographic area. Just five states — California, Texas, Florida, Georgia and Washington — are expected to account for more than half of the population growth in the next 15 years. These are the places where market forces can speak most convincingly in our efforts to balance the need for housing and a high quality of life at the same time as we preserve our greenspace and natural resources.

American consumers are able to make wise choices about where and how they live so long as their government doesn’t take those choices away from them. Our communities need to adopt innovative land-use policies that encourage mixed-use and pedestrian-friendly development. They need to plan for residential, commercial, recreational and industrial uses of the land. They need to revitalize established suburbs and inner city markets and encourage infill development. They need to pursue balanced and reliable ways to build roads, schools, water and sewer facilities and other infrastructure.

We know from the Census Bureau that on average more than one million new households will be formed annually for the next decade. These households need a place to live. Ignoring this need is a prescription for disaster: spiraling housing prices, stratification of the housing-haves and the housing have-nots and the sapping of the economic and spiritual vitality of our communities. We are eminently capable of rising to this challenge and we can reconcile our need for housing with our other needs. Many of our towns and cities are already pursuing this approach, with resounding success. Considering what is at stake, many more need to follow that example and put housing at the very top of the public agenda.
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